HARMONEY FY22 Financial Results - Conference Call Details

Thursday 4th August 2022

Harmoney Corp Limited (ASX/NZX: HMY ) (Harmoney or the Company) advises that its CEO and Managing Director, David Stevens, and CFO, Simon Ward, will present Harmoney FY22 Year-End Results on Wednesday 31 August 2022.

The Company will host an investor conference call and webcast, including a Q&A session following the release of the results

Date: Wednesday, 31 August 2022

Time: 10:00am AEST / 12:00pm NZST

Participants are encouraged to register before the start of the call using the details below. Please note that registered participants will receive their dial-in number upon registration.

Webcast and Registration Link:

The audio webcast and slide presentation registration will be accessible via the following link: https://s1.c-conf.com/diamondpass/10023453-fhsm21.html

-END-

For queries please contact:

Corporate/Investors

David Stevens

CEO & Managing Director

investors@harmoney.co.nz

Investors

Adrian Mulcahy

Investor Relations

adrian.mulcahy@automicgroup.com.au

+61 438 630 422

ABOUT HARMONEY

Harmoney is the only 100% consumer-direct personal lender operating across Australia and New Zealand. Harmoney provides customers with unsecured personal loans that are fast, easy, competitively priced (using risk-adjusted interest rates) and accessed 100% online.

Harmoney’s purpose is to help people achieve their goals through financial products that are fair, friendly, and simple to use.

Harmoney’s proprietary digital lending platform, Stellare® is the power behind the platform. Stellare® can process, approve and fund most loan applications within 24 hours. Stellare® also replaces the traditional industry credit scorecard with Libra®, our predictive behavioural analytics engine. Libra® uses machine learning to analyse our rich, direct consumer data to deliver automated credit decisioning and superior risk-based pricing.

BUSINESS FUNDAMENTALS

• Harmoney provides risk based priced unsecured personal loans of up to $70,000 to consumers across Australia and NZ

• Its 100% consumer-direct model and automated loan approval system is underpinned by Harmoney’s scalable Stellare® proprietary technology platform

• A large percentage of Harmoney’s originations come from existing customers with no customer acquisition cost

• Harmoney is comprised of a team of ~80 full-time employees predominantly based in NZ, half of whom comprise engineering, data science and product professionals

• Harmoney has a highly diversified funding panel which includes warehouses being provided by three of the “Big-4” bank banks across Australia and New Zealand and in addition in October 2021 has issued its first asset backed securitisation which was publicly rated by Moody’s.

HARMONEY FY22 Financial Results – Conference Call Details

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